California is battling devastating wildfires, leaving Los Angeles neighbourhoods like Pacific Palisades gutted.
Insurers like State Farm have dropped thousands of policies due to skyrocketing wildfire risks.
With 2.8 million non-renewed policies between 2020-2022, homeowners face impossible choices: no coverage or exorbitant premiums.
So why did the insurers pull back?
Palki Sharma tells you.